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THE HARTFORD LIVESTOCK
- Comprehensive packages that can accommodate multiple exposures in one policy (i.e dairy + feedlot policy)
- A lot of livestock carriers require drivers to carry a transit policy with
The Hartford - Competitive mortality rates
- Named peril coverage for pasture policies with ability to insure high valued cattle
- Livestock born endorsement ensures coverage for calves as soon as they hit the ground
LIBERTY MUTUAL
- Extended dwelling replacement cost of 125%
- Chemical drift liability of $250k; more than twice the coverage than our competitors 1% W/H deductibles
- Great rates on heavy machinery; Combines, Round Balers, Strippers
- Doesn't have to be a huge operation; small hobby farms or an acre with a goat will qualify for the farm package. Just needs a "farm risk"
TRAVELERS
- Replacement cost on dwelling up to 125%
- Newly constructed farm structures automatically covered for $250k for 60 days
- Equine Property Endorsement; generous limits for equipment replacement
- One of a few markets who will consider hemp operations
- Custom tailored to the individual insured
PHILADELPHIA
- Commercial Agribusiness policy for wineries, wholesale nurseries, feedlots, wholesale/retail ag supply and feed stores, grain warehouses, etc.
- Umbrella liability limits up to $10 mil.
- Multiple endorsements to increase protection of your home and personal belongings
- Elite Property Enhancement endorsement included at no additional charge
- Extended Replacement Cost endorsements available
MARM IRRIGATION
- Coverage for ancillary equipment; motors, generators, etc.
- Waiver of deductible up to $5k in the event of a total loss to an insured pivot
- Special Perils coverage including flood, collapse, collision, theft, earthquake, mechanical/electrical failure
- No age restrictions on pivots
- No depreciation partial loss-Full payment on total loss up to policy limit
DIVERSIFIED IRRIGATION
- Ancillary equipment coverage; motors, generators, etc.
- Only irrigation company to offer coverage on sub pumps.
- Covers most perils from an external cause, fire, lightning, wind, theft, hail, flood, etc.
- Rates based on age of pivot
- RC and stated value coverage options
CHUBB IRRIGATION
- Coverage for ancillary equipment; motors, generators, etc.
- Waiver of deductible up to $5k in the event of a total loss to an insured pivot
- Special Perils coverage including flood, collapse, collision, theft, earthquake, mechanical/electrical failure
- No age restrictions on pivots
- No depreciation partial loss-Full payment on total loss up to policy limit
MCNEIL AND CO ADVENSURE
- Specially designed coverage for hunting lodges, outfitters/guides, and dude ranches.
- Helps fill the specialty void of ranches whose hunting receipts disqualify them from agriculture policies
- General Liability coverage for lease owners and leases
- Very quick turnaround and competitive rates
- Most comprehensive outdoor product in the industry